Terms of use

These terms govern the relationship between the company (the Platform) and the individual who opens an account (the Client). By creating an account, the Client confirms that they have read the terms, agree to them and have the legal capacity to enter into the contract.

The Platform is registered in Dubai, United Arab Emirates. The legal entity details and licence number will be stated in the document imprint once registration and licensing are complete.

Services are not provided to citizens or residents of sanctioned jurisdictions, nor to persons named on sanctions or terrorism lists.

A Client may hold one account. Registering several accounts as one person is grounds for blocking and for cancelling partner rewards.

Identity verification is mandatory. Before it is completed you can fund the account but cannot withdraw. The Platform may request further documents, including proof of source of funds.

Enabling two-factor authentication is mandatory. The Client is responsible for keeping the password, the authenticator device and the backup codes safe. Operations confirmed with the second factor are deemed to have been made by the Client.

The Platform offers placement plans with a fixed monthly rate. The rate, the minimum amount and the lock period are shown in the interface at the moment the deposit is opened.

The rate is fixed when the deposit is opened and does not change during its term. Terms for new deposits may be revised — this does not affect deposits already open.

• The Elite plan is opened on individual terms agreed in writing before funds are placed.
• Early exit from plans with a lock period is possible with part of the accrued income withheld, in the amount stated at opening.
• Accruals are made daily and appear as a separate entry in the transaction ledger.

A fixed rate does not mean the absence of risk. The Platform does not guarantee the safety of invested funds: partial or total loss is possible.

Deposits and withdrawals are made in USDT. The supported networks are shown in the interface; sending assets on an unsupported network results in their irreversible loss, for which the Platform bears no responsibility.

A withdrawal request is confirmed with the second factor. Standard processing takes up to 24 hours. Requests above the internal limit go through an additional manual check, which extends that time.

The network fee is paid by the Client; it is deducted from the requested amount and shown before confirmation. The Platform charges no withdrawal fee of its own.

The Platform may suspend a withdrawal where an account is suspected of being compromised, until a source-of-funds check is complete, or at the request of a competent authority.

The partner reward is 7% of the invited Client’s deposit, paid once, plus 1% of that deposit every month for as long as the deposit remains active.

The programme has a single level: no reward is paid for clients invited by your referrals. A referral is attributed to the partner for 90 days from the first click on the link.

• Promising guaranteed returns on behalf of the Platform, or using misleading wording, is prohibited.
• Spam mailings, inflated click counts and advertising on brand keywords are prohibited.
• Registering through your own link, including via connected persons, is prohibited.
• A breach results in forfeiting accrued rewards and exclusion from the programme.

The payment card is issued by a partner issuer and is governed by that issuer’s rules in addition to these terms. Issuance is charged, the price is shown in the interface; there is no maintenance fee.

Cashback is credited to the free balance of the account. Operations that are not purchases — transfers, cash withdrawals, wallet top-ups — do not earn cashback.

The issuance fee is charged to your balance at the moment you order the card. If the card cannot be issued, the money is returned with an offsetting transaction.

The Platform is not a bank, does not take deposits in the banking sense and does not participate in any deposit guarantee scheme. Client funds are not insured by any state.

The Platform is not liable for losses caused by the Client’s own actions, including loss of access to the account, incorrect withdrawal details and disclosure of credentials to third parties.

The Platform takes reasonable measures to keep the service running but does not guarantee uninterrupted operation. A technical outage does not affect accruals: they are calculated for the actual period of placement.

The Platform may amend these terms, notifying the Client at least 14 days in advance through the interface and by email. Changes do not apply to the parameters of deposits already open.

The Client may close the account at any time once open deposits are settled and funds withdrawn. The Platform may terminate the relationship in the event of a breach, a refusal to complete verification, or at the regulator’s request.

The procedure for returning funds if the Platform ceases operations is described separately. Selling property takes longer than transferring funds from a wallet, and the Client accepts that timeframe.

The relationship between the parties is governed by the law of the United Arab Emirates. Disputes are settled by negotiation and, failing agreement, in the competent court of Dubai.

Enquiries are accepted through the support form in your account. The response time is one business day; a complaint is reviewed within 30 days.